Solid guide, good stater for anyone not used to writing and basic character design. Concise, understandable, good information.
Extremely minor nitpicks but they might contain some useful tips noone knows actually:
I think IPCs might actually be 15 karma :p,
You actually CAN change flavor text in game, with the Set Flavor Text verb. IC tab I think? You can do this as something like a borg, even, if you want to customize your "appearance" a little,
Security records consoles actually DO access your employment records I believe. So if you wanna read someone's lore or you're wondering if anyone will see it, that's one way aside from skillHUD.